Transforming consumer lending industry with speed and automation

To optimize users experience with speed and simplicity, we develop X Wallet mobile app for Zero Finance to provide a self-service digitalized money borrowing experience. Through Biometric Detection Technology, X Wallet mobile app safeguards applicants from impersonation, making loan application safely and securely. By implementing Machine Learning, approval can be made as fast as 15 seconds, revolving the whole industry with a true automated money lending service.

#Creative #Design #UI/UX #User Centric Design Approach #Graphic Design  #AI #Biometric Detection #Facial Recognition

An express borrowing experience with no human interference

Identity Verification with Zero Finance XWallet App

Step 1

Identity verification

Loan Application with Zero Finance X Wallet App

Step 2

Application form submission

Loan Approval with Zero Finance X Wallet App

Step 3

Loan approval in 15 seconds

20 mins Fund transfer with Zero Finance X Wallet App

Step 4

Fund transfer in 20 minutes

An innovation in consumer lending industry

Verify borrower’s information and identity with OCR and facial recognition technology

Zero Human interruption

Verify borrower’s information and identity with OCR and facial recognition technology

Approve loan application in 15 seconds with no bias rejections

Approval with machine learning

Approve loan application in 15 seconds with no bias rejections

Connect with customer social media account for simple registration process

Social Login

Connect with customer social media account for simple registration process

Biometric Detection Technology

Liveness Detection feature with Zero Finance XWallet App

Liveness detection feature

Preventing fraud by ensuring the application is made by a real person instead of using a fake photograph

Facial Recognition Feature with Zero Finance X Wallet App

Facial recognition feature

Measuring the likelihood of two faces in two different images. Similarity score is used to verify a user against a reference photo

Zero Finance X Wallet App Loan application success
Zero Finance X Wallet App Loan Application
Zero Finance X Wallet APP Interface
Zero Finance X Wallet APP Loan approval

Aeon Credit
Shanghai Commercial Bank