DS collaborated with DBS HK to develop Premium Financing Project – an insurance funding arrangement that can help customers benefit from life protection while enjoying financial flexibility.  

With DBS Premium financing services, one can purchase a life insurance policy that offers wealth accumulation for the future and life protection against adversities using a loan provided by DBS, leaving more funds for his or her’s choice of lifestyle. 

Offer utmost financial flexibility for peace of mind 

How premium financing benefits people?  

Provide access to life insurance: Premium financing allows individuals to obtain life insurance coverage that they might not otherwise be able to afford. This can be especially important for people who have high net worths and complex financial situations that require large insurance policies. 

Enhance cash flow: By financing their premiums, individuals can preserve their cash flow and use their money for other investments or day-to-day expenses. This can be especially important for business owners or individuals with a high net worth who need to manage their finances carefully.

Experience the simplified and secured premium financing process 

DS participated in the UIUX design and  development on the premium financing online services. Our design always keep the user in mind, providing a seamless, easy-to-use experience that meets their needs and expectations.  

Simple and intuitive user interface

Simple and intuitive user interface

Easy to navigate, with clear instructions and guidance at every step.



The platform is optimized for mobile devices, allowing users to access their account and make payments on the go.


Fast processing

Efficient processing times for loan applications, premium payments, and other transactions.


Personalized account management

Easily manage their accounts, view payment history, and access other relevant information


Secure and reliable

With robust data encryption and other security measures to protect user information.



Transparent about the loan terms, interest rates, and fees associated with premium financing, providing users with all the information they need to make informed decisions.  ​

Hong Kong Trade Development Council